Personal Banking
Checking | Savings | CDs & IRAs | Personal Loans
CDs & IRAs
Certificates of Deposit
This interest bearing account is best for anyone who wants to
earn a higher rate of interest for a set term. $500 minimum and
more opening balance. There is a substantial penalty for withdrawal
prior to
maturity.
Please refer to "Rates" page for current Annual Percentage
Yields
and information on periodic special offerings.
- Terms of three (3) months to five (5) years available.
- Interest begins
to accrue on non cash items the business day the bank receives
the deposit. Interest may be paid or compounded.
Individual Retirement Accounts (IRAs)
Traditional, SEP, and Roth IRAs available.
Best for anyone planning for their retirement, or funds for educational
needs.
- Interest begins to accrue on non-cash items the business days
the bank receives the deposit. Interest is compounded daily.
- Funds
are invested in Certificates of Deposit for a guaranteed
return on your investment. See Certificates of Deposit section
for more details.
$250.00 minimum opening balance. Substantial penalty for withdrawal
prior to maturity on Certificates of Deposit. Outgoing transfers
or roll-overs are subject to a documentation
fee of $25.00 each.
