IDENTITY THEFT & YOUR ACCOUNT
Phishing and Pharming
Not Fishing and Farming (which is fun)

Phishing is a type of fraud where thieves "fish" for your personal financial information via the Internet and your e-mail.

By sending e-mails that may look like they are from a legitimate source, fraudsters attempt to gain your trust, or take advantage of the fact that you may be in a hurry. The "links" in these e-mails do not go to a legitimate web site, but to a fraudster's web page.

TIP: You can see where a link is going by rolling over it and watching the info bar at the bottom of your browser window.

The fraudster's page may attempt to trick you into disclosing your account numbers, passwords, Social Security number, or other personal identifying information -- do not disclose this information! This is the first step in becoming an identity theft victim!

In the past, Phishing fraudsters have targeted larger, national bank customers, but community banks may be targeted due to our more "personable" and "hands on" approach to banking. Since we have such strong relationships with our customers, you may let your guard down. To that end, here are a few reminders:

The Friendship State Bank will never call you
on the telephone to request confidential account information. Quite simply, we already have your information securely and safely managed. In some instances, such as during the loan application process, we may need to verify information, but in that case, you will know who you are talking to, and if you are suspicious, you can always call us at 877-667-5101 and you will know you are talking to someone at The Friendship State Bank.

Banks will never ask for confidential information through e-mail. We discourage using e-mail to convey any personal financial information. You may send a secure message through our Internet Banking portal, but never send personal information in a normal message.

Monitor your account information carefully and if you think your information has been compromised, notify us immediately. We're here to help. Internet Banking is a terrific way to stay on top of your account, since you can access it at any time and from any computer. E-statements, which are free with our free Internet Banking, are another way to decrease your risk, as the statement is no longer sent through the mail (which may be intercepted). You can always call us at 877-667-5101 and you will know you are talking to someone at The Friendship State Bank.