News you can use...      
Just keep scrolling for tips, updates, alerts and helpful tools.

Click here to download and open your easy Switch Kit.

Facebook is the place for the latest news and photo updates.

Check out our Facebook page and "Like" us, and we'll keep you up to date.

$9,000! 9 Schools! Scholarship Applications Now Available
Click here to download the rules and application.

Lawrenceburg Grand Opening!

The Lawrenceburg office is now open. Check out our Special Commemorative Grand Opening / History Booklet.

Tele-Teller Updated and Improved

Click here for a handy menu card for quick, easy telephone access to your account.

How to Spot and Avoid Credit Card Skimmers

Click here for an informative article with lots of photos of these insidious devices. Learn how to detect a compromised card swiper and help us stop the threat from these scammers and their skimmers!

Help Prevent Fraud - Enroll your debit cards in smsGuardian

How does smsGuardian help protect you from fraud?
There are certain activities that fraudsters attempt because they are lower risk and usually more successful. When the activities listed below occur, you will receive a text message. If you were using the card, just ignore the text. If you receive a text message and you did NOT use the card, please alert us as soon as possible so we can protect the funds in your account.

Just click here to get started.

Here are the activities that we monitor and alert you for:

  1. International Transactions
  2. Fuel Transactions
  3. Authorizations Greater than $300
  4. 5 or More Transactions in 24 Hours
  5. Card-Not-Present Transactions
  6. Declined Authorizations

Privacy Notice pdf File

Take advantage of the current low rate environment
Begin your mortgage application online - it's easy!

Take your first step towards making the best of the current low rate environment - start your research online HERE. You can learn what to expect, and how to get started on your mortgage application. Then, one of our local loan officers will help you the rest of the way. Start HERE today!

Safe Deposit Boxes Now Available

Safe deposit boxes offer an affordable and secure way of storing critical documents. The safety of our vaults protects items in the event of a personal emergency or tragedy.

Boxes start at less than $1.00 per month, charged annually. Sizes vary by location and range from a 3" high by 5" wide box, to a spacious 10"x10" -- perfect for storing numerous items of value.          

The Friendship State Bank is not liable for any losses due to natural disaster or box damage at The Friendship State Bank. 

The contents of Safe Deposit Boxes are NOT FDIC insured.

Online listings make it easy for you to learn more
Properties for sale: special pricing on local land

Visit our "Properties for Sale" page today to peruse local listings of available land and houses. Click here: listings page.

In Business? Starting A New Business? Expanding?.... 

The Friendship State Bank supports local and regional businesses -  large and small - with a full line of lending products to satisfy your commercial borrowing needs. Whether it is a new vehicle for your fleet to satisfy growing demand, or the need to add more space, call us up and tell us your story. We know your market and want to help you grow! Call 877-667-5101 and ask for the lender nearest you and your business.

No Minimum Balance - No Minimum To Open - No Debit Fees 

The Friendship State Bank Free Business Checking account is
for your business. Enjoy the benefits of FREE Business Checking. Click here for more info.

Health Savings Accounts (HSAs)

The Friendship State Bank offers a no-nonsense Health Savings Account (HSA) designed to save you money, earn you interest and make it easy for you to withdraw funds from your account to pay for your "high deductible health care plan" expenses.

Before you take the HSA plan handed to you by your health insurance provider, consider the terms of our account.

Already participate in an HSA? Ever buy aspirin? Check out this list of HSA Eligible Medical Expenses - you may be pleasantly surprised!

Useful guides to help you with a variety of money matters
Money Management Tools - NEW INFO NOW!

A new collection of Money Management Tools are now available for you to learn from and use. Topics such as Payday Loans = Costly Cash, Knee Deep in Debt, Effective Strategies for Saving, Balancing Your Checkbook, and 7 Steps to Better Money Mangement are now at your fingertips -- find out more here.