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Coin and Coffee Blog 2020

 
 
 
 
 
 
06/05/2020

Pros and Cons of Do-It-Yourself Projects

 
Extra time at home may have led to a deep dive into spring cleaning. Now that the closets are de-cluttered and the windows sparkle, it is time to take an inventory of home projects to complete. Before tackling all those projects yourself, it is a good idea to consider if it is best to do it yourself or to call the professionals. We created a list of DIY project pros and cons to help you decide what the best decision is for your situation.

PRO: You learn a new skill set. Learning a new skill can be rewarding and can come in handy the next time a similar need arises. Read More.
1/1/2020
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4/28/2020

Helping Teens Build a Strong Financial Foundation

 
Teens are at a critical age to develop a firm foundation of financial skills so money becomes a tool to help them reach goals and meet needs rather than a continuous source of anxiety and stress.

How do we teach teens how to make good choices so they can survive on their own one day? It is a process and they are sure to learn some lessons the hard way, but here are some ideas.
 
7/3/2020

New Service for Local Business Owners


Local businesses are vital assets to thriving communities. And in a time when locally-owned community banks are declining, The Friendship State Bank is offering more for their local business neighbors. Friendship now has full-time Business Development Specialist, Amy Fryman, to work one-on-one with business owners to offer resources and solutions.
 
“In most cases, small business owners are really good at their small business, and are typically following their passions,” notes Friendship CEO Chris Meyer.“Where they need help is with their financial services, which is our specialty...READ MORE
Business Development Specialist Amy Fryman talks with local business owner about current needs.
3/27/2020

How to Start an Emergency Fund

 
Knowing how to prepare for an emergency or season of uncertainty is never easy, but it is always worthwhile. Having money set aside in an easily assessible savings account for an emergency can remove a little of the stress when traversing a difficult time. 
 
Building an emergency fund may seem overwhelming especially when finances are tight. It is okay to start small. There is no timeline for how quickly it must grow. Simply getting started is the most important step.
 
Jar of coin next to wallet, keys, and glasses.
2/03/2020

3 Things Your Florist Wishes You Knew About Valentine's Day

 
We asked Cheryl Drury, florist and owner of Flower of Gifts and Love (Opens in a new Window)in Dillsboro, what three things she wished people knew about Valentine's Day. Her message had little to do with flowers, but rather about what is in your heart. 
 
1. Valentine's Day is NOT just a romantic holiday for couples.
It is for everyone who holds a place in your heart from age 5 months to 105.
 
Close up of Red and Pink Roses
4/15/2020

5 Tips for Teaching Kids to Save

 
April is usually when The Friendship State Bank transforms their lobbies to celebrate the good saving habits of their young customers. Even though lobbies are currently closed, that hasn’t stopped Friendship from finding fun ways to help kids develop healthy financial habits. Check out our Virtual Kid$ave Days. 

Many parents may be able to dedicate a little more time to teaching children about money. The American Bankers Association offers these tips to help parents teach money skills at home.
 
1/30/2020

6 Tips for Smashing Your Goals in 2020

 
Approximately 60 percent of us set goals for the new year, but about only 8 percent successfully achieve them according to inc.com(Opens in a new Window). Goals are invaluable for personal, professional, and financial growth. How do we beat the odds and smash our goals?

A few of The Friendship State Bank’s top achievers shared their secrets to successfully completing a goal. Whether you want to save more, advance in your career, improve your health, or tackle a new hobby, these tips can set you on the road to success.
 
Women in coffee shop writing down goals in a journal.