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Coin and Coffee Blog 2020







How to Start an Emergency Fund

Knowing how to prepare for an emergency or season of uncertainty is never easy, but it is always worthwhile. Having money set aside in an easily assessible savings account for an emergency can remove a little of the stress when traversing a difficult time. 
Building an emergency fund may seem overwhelming especially when finances are tight. It is okay to start small. There is no timeline for how quickly it must grow. Simply getting started is the most important step.
Jar of coin next to wallet, keys, and glasses.


3 Things Your Florist Wishes You Knew About Valentine's Day

We asked Cheryl Drury, florist and owner of Flower of Gifts and Love (Opens in a new Window)in Dillsboro, what three things she wished people knew about Valentine's Day. Her message had little to do with flowers, but rather about what is in your heart. 
1. Valentine's Day is NOT just a romantic holiday for couples.
It is for everyone who holds a place in your heart from age 5 months to 105.
Close up of Red and Pink Roses



6 Tips for Smashing Your Goals in 2020

Approximately 60 percent of us set goals for the new year, but about only 8 percent successfully achieve them according to in a new Window). Goals are invaluable for personal, professional, and financial growth. How do we beat the odds and smash our goals?

A few of The Friendship State Bank’s top achievers shared their secrets to successfully completing a goal. Whether you want to save more, advance in your career, improve your health, or tackle a new hobby, these tips can set you on the road to success.
Women in coffee shop writing down goals in a journal.