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Coin and Coffee Blog


Outsmarting P2P Mobile Payment Scammers


The scammers are doing their best to pick your wallet again. This time the fraudsters are using peer-to-peer (P2P) mobile payment apps including Venmo, Zelle, and Cash apps to steal our money.

Digital payment methods are not all created equal for fraud prevention and protection. P2P apps are especially risky when not used for their designed purpose. These apps are created by third-party vendors (not banks) to simplify financial transactions between people who know and trust each other.

These apps are helpful tools when cautiously used. READ MORE


Credit Cards vs Personal Loans

There are time when we need (or want) to make a purchase that is more than the cash they have available. Do you wait until you have the money saved, pull out a credit card, or go to the bank for a personal loan?

When should I use a credit card?
Using a credit card can have positive outcomes for disciplined consumers. If used irresponsibly, they can trigger lower credit scores, higher interest rates, and unsecured debt that adds up quickly. READ MORE
Woman making a credit card payment at a local store.



6 Holiday Activities for a Joy-Filled Home

Holiday celebrations may look different this year, but we don’t have to turn green and end the year with a heart that is two sizes too small. Your friends at The Friendship State Bank and Friendship Insurance recently reminisced about their favorite holiday traditions. Here are their top six favorite (and budget friendly) activities for a jolly holiday season at home. 

Teller placing a joy and snowflake decoration on the fireplace mantle.