Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Coin & Coffee Blog 12.12.18-03.14.19



Here Comes The Bride: Wedding Planning Wisdom

Meet Sidney, teller.

We caught up with Sidney before she walked down the aisle for her fall wedding. She shared insights from managing the guest list to determining where to splurge verses thrift. She also emphasized the importance of surrounding yourself with friends and family who will offer support when you are feeling the pressure.

Watch now and learn why she turned a Christmas Savings Club Account into her Wedding Savings Account. Plus, discover what Sidney is anticipating most about this special day. 


6 Insider Tips for Honeymoon Planning

The honeymoon dates back to the 16th century. The tradition can still be a valuable experience today. Lawrenceburg Branch Manager, Jody Allee, and her husband, Dane, were married in August. They hopped a plane the next morning to the Bahamas for an experience of a lifetime. A highlight included an excursion to Exumas where they snorkeled, fed sting rays, swam with pigs, watched sharks, and feasted on conch salad.

Jody shared her insider tips for planning a great honeymoon getaway without going in debt. GET TIPS NOW.
Branch manager Jody and her husband Dane enjoy honeymooning in the Bahamas after saving, researching, and taking their time to find a good deal.


Ditch Holiday Stress and Embrace Your Inner Elf

’Tis the season for good cheer, but being inundated with messages to buy more, give more, and do more can quickly turn cheer to stress. This holiday, ditch the expectations and embrace your inner elf.

Get the kids involved and discuss what traditions and activities are most valued. Decide how to best manage expectations, stress, and resist the urge to compare what you do (or get) with others. Consider how traditions, like gift giving, can be used to make a positive impact. Here are three ways one Christmas present can be a gift to more than just the recipient. LEARN HOW NOW.
Madison head teller, Barbette, and branch manager, Kim, enjoying a night out painting. Gifting experiences is a great way to celebrate the holidays and spend meaningful time together.


3 Strategies to Save Early and Beat Old Man Time to Retirement

Saving for retirement is one of the hardest things young adults face today. By the time you save for a down payment on a house, buy a car, pay off students loans, and take that vacation you are in desperate need of, there isn’t a lot of loose change lying around to put into your retirement piggy bank. The truth is that those retirement pennies can add up given enough time.

Knowing how to start savings those pennies may seem overwhelming, but here are a few simple steps to get you started. START YOUR RETIREMENT PLANNING HERE.
Smartwatch on a wrist. Considering how to save early for retirement planning.


4 Easy Ways to Pay Off Your Mortgage Early and Save

The desire to own our homes free and clear is financially healthy. Many benefits arise when paying a mortgage off early. Paying off a mortgage early lowers your monthly expenses, gives you more cash equity if you decide to sell, and saves you money. 
And while paying off your mortgage early may seem like a daunting task; it is more realistic than you think with just a little discipline.
Check out these simple tips for paying off your mortgage early. 

House keys on a blue Rely on Friendship Keychain


Thinking Outside the Heart-Shaped Chocolate Box

The average consumer will spend $143.56 on Valentine’s Day according to the National Retail Federation. That doesn’t include the $5.50 average spent on pets. And while your loved one is worth every penny, we wondered if there were more meaningful ways to express love without the added expense.

Jewelry, chocolate and flowers are always top sellers. Interestingly, few of these items made the list of gifts that made a lasting impression on Friendship State Bank and Friendship Insurance employees. Click here to read what did make the list.
Insurance agent Bruce out for a motorcycle ride with his sweetheart.


Need Extra Coin for College?

Know someone who could use a little extra coin for college? We would like to help. 2019 applications for the Wilke S. and James W. Lemon Scholarship are now available. The Friendship State Bank will award nine- $1000 scholarships to local high school seniors again this year.

Check out this video on the application process and how to get your application noticed. 



Discover Hidden Treasures with Oak Heritage Conservancy

We recently chatted with Liz Brownlee from the Oak Heritage Conservancy. Did you know there are old growth forests and orchids right here in southeast Indiana? And they are free to visit. Listen now and discover more local hidden treasures, join in the park hop (scavenger hunt) happening in March, and get a jump start on your summer plants with a native plant sale. Check out more of our conversations with local organizations on WORX Radio every fourth Thursday at 11am.

Trail in Versailles State Park