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  • MOBILE BANKING - UPDATED FRIENDSHIP APP AVAILABLE

    Enjoy mobile banking bliss; pay bills in the park; transfer funds while pumping gas: it's easy. iPhone's click here. Android users click here.
  • SCHOLARSHIP INFORMATION NOW AVAILABLE

    Over $5,000 available for local students: click here for details.
  • DEBIT CARD REMINDER
    You can activate your debit card or report it lost/stolen online in our free NetTeller Online Banking, or by calling our Tele-Teller phone service at 877-612-2265.

 

Personal Checking

We've taken the confusion out of choosing a checking account 
by offering straightforward accounts with the features you deserve.

Overdraft Privilege information listed at bottom.
Please see a bank representative for full details.

Enjoy MOBILE BANKING bliss; pay bills in the park; transfer funds while pumping gas: it's easy. 
iPhone's click here. Android users click here.


Friendship First Checking

A basic non-interest bearing account that offers liberal limits on check writing and deposits. Best for individuals who do not write a lot of checks each month. An ATM/Debit card is available (subject to approval).

There are no monthly service charges with this account for customers
who maintain a $100 minimum daily balance.

Your benefits include:

  • Ten FREE ATM transactions per month at Friendship State Bank owned ATMs.
    There will be a $0.25 transaction fee per transaction over 10 per month.
  • FREE Check Images for your records
  • Unlimited Debits
  • Debit Card (subject to qualifications and approval)

Minimum Balance: $100
There is a $2.50 monthly service charge if the balance falls below $100. Individuals age 62 and over are waived the minimum balance fee; but must notify us at account opening or after they turn 62 for waiver to go into effect.

Deposit to Open: $100
A minimum deposit of $100 is required to open the account. 

Secure-ID Checking

Security, and your solution for Identity Theft protection. In addition to
a full menu of special services, this interest-bearing account includes a subscription to Deluxe Provent Identity Theft Protection. 

There is no minimum balance to worry about, and your account can be opened with a $250.00 or greater deposit. A $4.00 monthly fee ($6.00 if
you opt out of E-Statements) gives you the following benefits:

  • Deluxe Provent Identity Theft Protection, with proactive credit report monitoring, online credit report access,
    security alerts, fraud resolution, insurance, and more.
  • E-Statements let you access up to 2 years of statements securely online, while saving valuable resources.
  • Monthly Interest Payments (with 3 tiers)
  • Unlimited ATM usage at all Friendship State Bank owned ATMs
  • FREE Check Images for your records
  • FREE First order of special member checks
  • FREE Incoming Faxes, Automatic Transfers, and Photocopy Services
  • Coupons for "Members Only" discounts on several bank products
  • Debit Card (subject to qualifications and approval)

Minimum Balance: None
$100 minimum is required to earn interest.

Deposit to Open: $250
A minimum deposit of $250 is required to open the account.

This account earns a tiered interest rate. The entire balance is subject to the higher rate when the average monthly balance reaches the next tier. For current rates, click the Rates tab.

Tier I Rate.....$100.00 - $9,999.99
Tier II Rate....$10,000.00 - $24,999.99
Tier III Rate...$25,000.00 and up

Friendship Advantage Checking

This package account offers a wealth of special services and discounts, and pays you interest. 
You can earn a higher interest rate by maintaining a higher average monthly balance, as this is a tiered interest rate account.

You will enjoy many benefits, including:

  • Monthly Interest Payments
  • Unlimited ATM usage at all Friendship State Bank owned ATMs
  • FREE Check Images for your records
  • FREE First order of special member checks
  • FREE Incoming Faxes, Automatic Transfers, and Photocopy Services
  • Coupons for "Members Only" discounts on several bank products
  • Debit Card (subject to qualifications and approval)

Minimum Balance: $100
There is a $5.00 monthly service charge if the
balance falls below $100.

Deposit to Open: $500
A minimum deposit of $500 is required to open the account. This minimum also applies when upgrading from a Friendship Basic Checking to a Friendship Advantage account.

This account earns a tiered interest rate. The entire balance is subject to the higher rate when the average monthly balance reaches the second tier. For current rates, click the Rates tab.

Tier I Rate.....$0.01 - $24,999.99
Tier II Rate....$25,000.00 and up

Overdraft Privilege Program

We offer an overdraft privilege program for qualifying accounts. At our discretion, we may pay checks written on overdrawn accounts. The fee for this service is $24.00 per item, but the item is paid and the account is saved any fees that may have been incurred for items returned NSF as well as fees imposed by the depositor. Please call any branch for full details and policy disclosures.