Loan Pre-Application Checklist
If you have any questions or need additional information, please call 877-667-5101. Allow 30-45 minutes
for discussion of the application. Call for an appointment with one of our loan officers, or apply
online.
for discussion of the application. Call for an appointment with one of our loan officers, or apply
online.
Items you will need for a mortgage application.
-Each applicant’s Social Security number.
-The last 2 years of your W-2 Statements.
-Pay stubs for the last 4 weeks pay period.
-Annual real estate tax amount.
-Annual homeowners’ insurance premium.
-If self-employed, the last 2 years’ tax returns are required.
-Purchase contract (if purchasing house/land).
-Set of building plans and materials list (for construction loan).
-Copy of deed/legal description.
-Copy of land contract (if applicable).
-A list of all assets owned, including: checking and savings accounts, real estate, and
investments. For deposit and investment accounts, bring the name and address of the financial
institution(s), the account number(s) and current balance(s).
-A list of all debts. Include the name and address of the creditor, account number, monthly
payment and current outstanding balance for each debt.
-Two months previous bank statements on all accounts you’ll use for your down payment.
-A list of addresses covering the past two years of residency.
-If applicable, a copy of your divorce decree or separation agreement along with any child
support or alimony payment history.
-If an employer is providing a loan or paying closing costs, a copy of the employer’s statement
detailing the costs paid or terms of the loan.
-Appraisal fee will be required to be paid at application.