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Loan Pre-Application Checklist

If you have any questions or need additional information, please call 877-667-5101. Allow 30-45 minutes
for discussion of the application. Call for an appointment with one of our loan officers, or apply
online.

Items you will need for a mortgage application.

-Each applicant’s Social Security number.

-The last 2 years of your W-2 Statements.

-Pay stubs for the last 4 weeks pay period.

-Annual real estate tax amount.

-Annual homeowners’ insurance premium.

-If self-employed, the last 2 years’ tax returns are required.

-Purchase contract (if purchasing house/land).

-Set of building plans and materials list (for construction loan).

-Copy of deed/legal description.

-Copy of land contract (if applicable).

-A list of all assets owned, including: checking and savings accounts, real estate, and
investments. For deposit and investment accounts, bring the name and address of the financial
institution(s), the account number(s) and current balance(s).

-A list of all debts. Include the name and address of the creditor, account number, monthly
payment and current outstanding balance for each debt.

-Two months previous bank statements on all accounts you’ll use for your down payment.

-A list of addresses covering the past two years of residency.

-If applicable, a copy of your divorce decree or separation agreement along with any child
support or alimony payment history.

-If an employer is providing a loan or paying closing costs, a copy of the employer’s statement
detailing the costs paid or terms of the loan.

-Appraisal fee will be required to be paid at application.

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