The Wilke S. and James
W. Lemon Scholarship 2008-09
SCHOLARSHIP - $3500 awarded to local students
The Friendship State Bank awarded 7
$500 scholarships to students in our community.
Scholarships were awarded to students at the
following schools:
Batesville: Kristen Giesting
Jac-Cen-Del: Audrey Huffmeyer
Milan: William Bruns III
Rising Sun: Kevin Gregory
South Dearborn: Lyndsay Minnich
South Ripley: James Lafary
Switzerland: Kyle Walcott
Money Smart Program
Available As Podcast/MP3 Files
Popular Kids Educational Program Now Free!
There are 44 courses ranging from the
basics to budgeting ready for you to download at the FDIC's audio
resources page. These are perfect for kids, high school students,
and even adults who need to brush up on their financial know-how.
Here is the link. Enjoy!
The Grand Prize Winner
to receive a digital camera!
Kid$ave! Photo Contest Winners
Announced Soon
The 2009 Friendship State Bank Kid$ave
Annual Photo Contest winners will be announced soon! This year, the theme is "Friendly Faces and Places." The Grand Prize
winner gets a digital camera and a $200 Savings Bond. 6 Runners-Up
get prizes too!
Check out winning pictures from
previous years HERE...
Federal Deposit
Insurance Corporation (FDIC) News
FDIC - Informative Update Available
Questions about FDIC coverage? This
FACT SHEET
explains it all!
Protect your personal,
non-public information and privacy
Scammer Alert - Please Read!
Just a friendly note to remind you that
we will never call or email you requesting your
personal account information such as your account number, user name,
or password. We may ask you this information when YOU call US, but
we will never call or email you for that information. There is
currently a wave of scam phone calls affecting another bank in the
area, and we wanted to remind you to keep your personal information
safe.
The Wilke S. and James
W. Lemon Scholarship 2008-09
SCHOLARSHIP - $3500 to local students
The Friendship State Bank will award 7
$500 scholarships to students in our community. Students at
Jac-Cen-Del, South Dearborn, Switzerland County, Milan, South
Ripley, Rising Sun, and Batesville were given the opportunity to
apply online through March 15. We are currently evaluating the
applications.
Fun, Food, and
Friendship Bucks!
THANK YOU, BATESVILLE, FOR THE WARM
WELCOME ON A FRIGID COLD DAY!
Hundreds of people joined us in opening
your new community banking office on Saturday, January 17.
Click for pics!


Internet Banking's FREE
Bill-Pay is Safe, Secure, and Easy
CUTTING BACK ON COSTS?- USE FEWER STAMPS
The Friendship State Bank's Free Real-Time Internet Banking is the
best way to have instant access to your accounts in real time. Our
Bill-Pay services is also free and easy to set up.
At 42-cents a stamp, the savings can add up fast!
Click on the DEMO link under the log-in section at the above right.
SOLUTIONS FOR
HEALTH CARE COST MANAGEMENT
Health Savings Accounts (HSAs)
The Friendship State Bank offers a
no-nonsense Health Savings Account (HSA) designed to save you money,
earn you interest and make it easy for you to withdraw funds from
your account to pay for your "high deductible health care plan"
expenses.
Before you take the HSA plan handed to
you by your health insurance provider, consider the terms of
our account.
Already participate in an HSA? Ever buy
aspirin? Check out this list of
HSA
Eligible Medical Expenses - you may be pleasantly surprised!
No Minimum Balance - No
Minimum To Open - No Debit Fees
FREE BUSINESS CHECKING -- Now!
The Friendship State Bank Free Business
Checking account is
for your business. Enjoy the
benefits of FREE Business Checking.
Click here
for more info.
Secure-ID account
now available with protection!
Worried About Identity Theft?

Click the logo for full information on
your
new account for ID-Theft Protection!
New helpful guide from
the FTC for your business
Your customers worry about ID Theft!
If you manage or own a small (or large)
business, you should read this informative pamphlet from the Federal
Trade Commission:
Protecting Personal Information - A Guide for Business.
Look for other great tools and info in our
Money Management
Tools
section as well.
Kids' Photo Contest
Theme is "Friendship Means...."
Leah Wafford is grand prize winner!
Congratulations to our grand prize
winner and 6 Honorable Mentions. Leah Wafford's "Friendship Means
Dancing Into The Future Together" was chosen by our judges to win
the digital camera and $200 US Savings Bond. You can see all of the
fine winning photographs HERE...

Useful guides to help
you with a variety of money matters
Money Management Tools -
NEW INFO NOW!
A new collection of Money Management
Tools are now available for you to learn from and use. Topics such
as Payday Loans = Costly Cash, Knee Deep in Debt, Effective Strategies for Saving, Balancing Your Checkbook, and 7
Steps to Better Money Mangement are now at your fingertips -- find out
more here.
Meet Our Investment
Representatives at any bank office
Need Help with Your 401(k) or IRA?
Friendship Securities and Investments
representatives can help you open a new IRA or roll over old or
current 401(k) and IRA accounts. FSI features mutual funds from
highly-rated fund families -- don't settle for less. Call today for
an appointment: 877-667-5101.
Note:
Investment products are not a deposit; not FDIC insured; not insured
by any federal government agency; not guaranteed by the bank; and
may go down in value.
Giving the Bounce to
Counterfeit Check Scams
Scams Include "International Lotteries," more
Many of you have received e-mails or
letters describing untold riches that are yours for the taking --
you won a lottery! Please read the following report from the Federal
Trade Commission (FTC) regarding this important matter --
.pdf file here.
IDENTITY THEFT
Phishing & Pharming - Know the threat!
A quick primer on identity theft and
the policies of your community bank --
find out
more here.
Teens + Money =
Confusion? Start Here!
FDIC Start Smart: Money Management for Teens
A new guide is available on the FDIC
web site to teach you and your teens how to save, spend and protect
their cash. You can view the info online, or download a .pdf file --
find out
more here.
PROTECT YOUR
VALUABLE ITEMS & DOCUMENTS
Safe Deposit Boxes Now Available
Safe deposit boxes offer an affordable and secure way of storing
critical documents. The safety of our vaults protects items in the
event of a personal emergency or tragedy.
Boxes start at less than $1.00 per
month, charged annually. Sizes vary by location and range from a 3"
high by 5" wide box, to a spacious 10"x10" -- perfect for storing
numerous items of value.
The Friendship State Bank is not liable for any losses due to
natural disaster or box damage
at The Friendship State Bank.
REMINDER: The contents of Safe
Deposit
Boxes are NOT FDIC insured.
For your convenience...
Identity Theft Protection
Reduce your chances of becoming a victim of Identity Theft! Take
action now to protect your identity with Deluxe ID TheftBlock. You
can opt to sign up, for $4.49/month directly through Deluxe. This
service is also a part of the Friendship Secure-ID Checking Account.
At the Deluxe site, you will choose either a regular sign-up, or
sign-up with an access code provided to you when you open your
Secure-ID Checking Account.
Sign Up At the Deluxe Site - Click Here