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FDIC Insurance Protection Explained
Investments & Financial Planners,
Millson\Walker Financial Group, Ltd, have provided valuable
information to help you understand the financial world. Follow
this
link for a helpful newsletter detailing FDIC insurance
protection.
Fifth Annual Kids' Photo Contest
- "The Great Outdoors"
WINNER - Brittanie E. Little -
Congratulations!

GRAND PRIZE WINNER
Brittanie E. Little, age 17
"Butterfly In Pholox"
The theme for our 5th Annual Kids Photo
Contest was "The Great Outdoors."
Thanks to everyone for sending in your
best photos.
We were overwhelmed by the awesome
response. We had more terrific entries than ever before!
In fact, an additional 6 photos have
been selected and the 13 top photos will grace the 2011 Friendship
State Bank calendar!
Brittanie will receive a new digital
camera. Our 6 runners-up will each receive a $50 US Savings Bond.
They will also receive a 5x7 framed copy of their photo, with their
award printed in the bottom corner. Several photos will also be
displayed at our offices near their hometowns. You can see the
winning pictures, as well as past winners from 2006-2009
HERE...
Wilkie S. and James W.
Lemon Scholarship
Annual Scholarship awards $3,500
The Friendship State Bank is proud to
announce the winners of the Wilkie S.
and James W. Lemon Scholarship for the 2009-2010 school year.
Scholarships were awarded to students from 7 area high schools who
demonstrate a commitment to community service.
The scholarships
were awarded to: Michael Howell, Batesville; Alexander Walter,
Milan; Leslie Johnson, Switzerland County; Kelly Borter, South
Ripley; Spencer Purdy, Jac-Cen-Del; Ian Goodall, South Dearborn; and
Abbey Rimstidt, Rising Sun.
The application and scholarship
activities chart are also available online at
Ripley
County Community Foundation under 2010
Scholarship Brochure. This year, the scholarship was administrated by the Ripley County Community Foundation.
No Minimum Balance - No
Minimum To Open - No Debit Fees
FREE BUSINESS CHECKING -- Now!
The Friendship State Bank Free Business
Checking account is
for your business. Enjoy the
benefits of FREE Business Checking.
Click here
for more info.
Money Smart Program
Available As Podcast/MP3 Files
Popular Kids Educational Program Now Free!
There are 44 courses ranging from the
basics to budgeting ready for you to download at the FDIC's audio
resources page. These are perfect for kids, high school students,
and even adults who need to brush up on their financial know-how.
Here is the link. Enjoy!
Across the Nation,
Community Banks Are Thriving
Learn what makes a community bank special
 |
Not all banks are
managed, operated, or created equal. We think that community
banks have had the right idea all along. Click on the image at
left for some information to help you decide.... |
Protect your personal,
non-public information and privacy
Scammer Alert - Please Read!
Just a friendly note to remind you that
we will never call or email you requesting your
personal account information such as your account number, user name,
or password. We may ask you this information when YOU call US, but
we will never call or email you for that information. There is
currently a wave of scam phone calls affecting another bank in the
area, and we wanted to remind you to keep your personal information
safe.
Internet Banking's FREE
Bill-Pay is Safe, Secure, and Easy
CUTTING BACK ON COSTS?- USE FEWER STAMPS
The Friendship State Bank's Free Real-Time Internet Banking is the
best way to have instant access to your accounts in real time. Our
Bill-Pay services is also free and easy to set up.
At 44-cents a stamp, the savings can add up fast!
Click on the DEMO link under the log-in section at the above right.
SOLUTIONS FOR
HEALTH CARE COST MANAGEMENT
Health Savings Accounts (HSAs)
The Friendship State Bank offers a
no-nonsense Health Savings Account (HSA) designed to save you money,
earn you interest and make it easy for you to withdraw funds from
your account to pay for your "high deductible health care plan"
expenses.
Before you take the HSA plan handed to
you by your health insurance provider, consider the terms of
our account.
Already participate in an HSA? Ever buy
aspirin? Check out this list of
HSA
Eligible Medical Expenses - you may be pleasantly surprised!
Secure-ID account
now available with protection!
Worried About Identity Theft?

Click the logo for full information on
your
new account for ID-Theft Protection!
Useful guides to help
you with a variety of money matters
Money Management Tools -
NEW INFO NOW!
A new collection of Money Management
Tools are now available for you to learn from and use. Topics such
as Payday Loans = Costly Cash, Knee Deep in Debt, Effective Strategies for Saving, Balancing Your Checkbook, and 7
Steps to Better Money Mangement are now at your fingertips -- find out
more here.
Giving the Bounce to
Counterfeit Check Scams
Scams Include "International Lotteries," more
Many of you have received e-mails or
letters describing untold riches that are yours for the taking --
you won a lottery! Please read the following report from the Federal
Trade Commission (FTC) regarding this important matter --
.pdf file here.
IDENTITY THEFT
Phishing & Pharming - Know the threat!
A quick primer on identity theft and
the policies of your community bank --
find out
more here.
Teens + Money =
Confusion? Start Here!
FDIC Start Smart: Money Management for Teens
A new guide is available on the FDIC
web site to teach you and your teens how to save, spend and protect
their cash. You can view the info online, or download a .pdf file --
find out
more here.
PROTECT YOUR
VALUABLE ITEMS & DOCUMENTS
Safe Deposit Boxes Now Available
Safe deposit boxes offer an affordable and secure way of storing
critical documents. The safety of our vaults protects items in the
event of a personal emergency or tragedy.
Boxes start at less than $1.00 per
month, charged annually. Sizes vary by location and range from a 3"
high by 5" wide box, to a spacious 10"x10" -- perfect for storing
numerous items of value.
The Friendship State Bank is not liable for any losses due to
natural disaster or box damage
at The Friendship State Bank.
REMINDER: The contents of Safe
Deposit
Boxes are NOT FDIC insured.
For your convenience...
Identity Theft Protection
Reduce your chances of becoming a victim of Identity Theft! Take
action now to protect your identity with Deluxe ID TheftBlock. You
can opt to sign up, for $4.49/month directly through Deluxe. This
service is also a part of the Friendship Secure-ID Checking Account.
At the Deluxe site, you will choose either a regular sign-up, or
sign-up with an access code provided to you when you open your
Secure-ID Checking Account.
Sign Up At the Deluxe Site - Click Here