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Join us for a party at each of our branches in May & June
100th Anniversary Series of Saturday Celebrations

Six straight Saturdays this summer mean six Saturdays of fun at Friendship from 8:30-Noon. Enjoy 2 jumbo bounce houses for the kids, good food from Lil' Charlie's, give-aways galore, and the balloon-twisting skills of the famous Magical Dan - rain or shine, we have a tent! Plus, there will be special surprises in Friendship on May 5 to really kick things off! - full info here..

Join us on May 5 in Friendship; May 12 in Versailles; May 19 in Rising Sun; May 26 in Batesville; June 2 in Vevay; and June 9 in Dillsboro. Mark your calendars, and come to one, or come to all!


A fresh, clean new look for this site is in the works
Watch for your web site redesign: coming soon!

Just a quick update to let you know that this site is being redesigned to make it easier to read, navigate, and find what you need. Coming soon!


Photo Contest Deadline May 14
Kid$ave! Photo Contest - get your entries in!

Our annual Photo Contest's theme this year is "Games! Sports! Play!" A digital camera goes to the winner, with 6 runner's up too! Plus, the top 13 images will be featured in our full color 2013 calendar! Have a look at last year's winning images. Download your application here.


Take advantage of the current low rate environment
Begin your mortgage application online - it's easy!

Take your first step towards making the best of the current low rate environment - start your research online HERE. You can learn what to expect, and how to get started on your mortgage application. Then, one of our local loan officers will help you the rest of the way. Start HERE today!


PROTECT YOUR VALUABLE ITEMS & DOCUMENTS
Safe Deposit Boxes Now Available

Safe deposit boxes offer an affordable and secure way of storing critical documents. The safety of our vaults protects items in the event of a personal emergency or tragedy.

Boxes start at less than $1.00 per month, charged annually. Sizes vary by location and range from a 3" high by 5" wide box, to a spacious 10"x10" -- perfect for storing numerous items of value.          The Friendship State Bank is not liable for any losses due to
         natural disaster or box damage at The Friendship State Bank.

The contents of Safe Deposit Boxes are NOT FDIC insured.


Web site is your direct link to investing in US Bonds
Looking for an easy way to buy Savings Bonds?

The US Treasury has a way for you to invest in US Savings Bonds online: Treasury Direct. The site is loaded with information that will answer and all questions you may have about investing in US Savings Bonds, and you can order them online too!


Your Winners of the Top Terrific Teller prize for 2011
2011 Top Terrific Teller - Winners!

Our customers have spoken, and decided the 2011 Top Terrific Teller for each branch! We received nearly 700 votes from our customers, and the top vote-getters will be presented with a special plaque and a gift card to their favorite local business.
For your reference, the ballot with photos is here. Congrats to:

Batesville – Karin Johnson with 28.9% of the votes

Dillsboro – Misty Gentile with 44.4% of the votes

Friendship – Margie Nickell with 53.0% of the votes

Rising Sun – Marcie Hensley with 41.2% of the votes

Versailles – Kim Foley with 29.6% of the votes

Vevay – Roxane Stewart with 36.4% of the votes

Our voters were winners too. We drew five names from our terrific voters and will reward their efforts with a gift card to spend locally as well. They are: Lisa Meadows, Sharon Colen, Lauren Lyttle, Johnathan Humphries, and Lynn Baugh.

Thanks to the hundreds and hundreds of you who voted and made our Terrific Teller contest a success!


Annual Photo Contest Winners Announced
Head to the Gallery to see the winners!

Our annual Photo Contest's theme this year was "Look Up, Look Around!" A digital camera goes to the winner, with 6 runner's up too! Plus, the top 13 images will be featured in our full color 2012 calendar! Have a look at the winning images.


Online listings make it easy for you to learn more
Properties for sale: special pricing on local land

Visit our "Properties for Sale" page today to peruse local listings of available land and houses. Click here: listings page.


In Business? Starting A New Business? Expanding?....
COMMERCIAL LENDING -- Call Us Now!

The Friendship State Bank supports local and regional businesses -  large and small - with a full line of lending products to satisfy your commercial borrowing needs. Whether it is a new vehicle for your fleet to satisfy growing demand, or the need to add more space, call us up and tell us your story. We know your market and want to help you grow! Call 877-667-5101 and ask for the lender nearest you and your business.


Internet Banking's FREE Bill-Pay is Safe, Secure, and Easy
CUTTING BACK ON COSTS?- USE FEWER STAMPS

The Friendship State Bank's Free Real-Time Internet Banking is the best way to have instant access to your accounts in real time. Our Bill-Pay services is also free and easy to set up. At 44-cents a stamp, the savings can add up fast! Click on the DEMO link under the log-in section at the above right.


No Minimum Balance - No Minimum To Open - No Debit Fees
FREE BUSINESS CHECKING -- Now!

The Friendship State Bank Free Business Checking account is
for your business. Enjoy the benefits of FREE Business Checking.

Click here for more info.


Coverage for transaction accounts
Notice of Changes in Temporary FDIC Insurance

Please click here for our disclosure and full information


Protect your personal, non-public information and privacy
Scammer Alert
- Please Read!

Just a friendly note to remind you that we will never call or email you requesting your personal account information such as your account number, user name, or password. We may ask you this information when YOU call US, but we will never call or email you for that information. There is currently a wave of scam phone calls affecting another bank in the area, and we wanted to remind you to keep your personal information safe.


SOLUTIONS FOR HEALTH CARE COST MANAGEMENT
Health Savings Accounts (HSAs)

The Friendship State Bank offers a no-nonsense Health Savings Account (HSA) designed to save you money, earn you interest and make it easy for you to withdraw funds from your account to pay for your "high deductible health care plan" expenses.

Before you take the HSA plan handed to you by your health insurance provider, consider the terms of our account.

Already participate in an HSA? Ever buy aspirin? Check out this list of HSA Eligible Medical Expenses - you may be pleasantly surprised!


Secure-ID account now available with protection!
Worried About Identity Theft?

Click the logo for full information on your
new account for ID-Theft Protection!


Useful guides to help you with a variety of money matters
Money Management Tools - NEW INFO NOW!

A new collection of Money Management Tools are now available for you to learn from and use. Topics such as Payday Loans = Costly Cash, Knee Deep in Debt, Effective Strategies for Saving, Balancing Your Checkbook, and 7 Steps to Better Money Mangement are now at your fingertips -- find out more here.


Giving the Bounce to Counterfeit Check Scams
Scams Include "International Lotteries," more

Many of you have received e-mails or letters describing untold riches that are yours for the taking -- you won a lottery! Please read the following report from the Federal Trade Commission (FTC) regarding this important matter -- .pdf file here.


IDENTITY THEFT
Phishing & Pharming - Know the threat!

A quick primer on identity theft and the policies of your community bank -- find out more here.


Teens + Money = Confusion? Start Here!
FDIC Start Smart: Money Management for Teens

A new guide is available on the FDIC web site to teach you and your teens how to save, spend and protect their cash. You can view the info online, or download a .pdf file -- find out more here.



For your convenience...

Identity Theft Protection
Reduce your chances of becoming a victim of Identity Theft! Take action now to protect your identity with Deluxe ID TheftBlock. You can opt to sign up, for $4.49/month directly through Deluxe. This service is also a part of the Friendship Secure-ID Checking Account. At the Deluxe site, you will choose either a regular sign-up, or sign-up with an access code provided to you when you open your Secure-ID Checking Account.
Sign Up At the Deluxe Site - Click Here