The Friendship State Bank

Kids' Photo Contest Theme is "Friendship Means...."
Win a digital camera, savings bonds, more...

The Annual Friendship State Bank Kids Photo Contest is underway! Pick up an official entry form at any office, or download one here. This year's theme is "Friendship Means..."

Start your savings for something special
Economic Stimulus rebate check information

Wondering when your check is going to come? Click here to find out: IRS Economic Stimulus Check Timeline. Stop in with your check to learn about the many ways you can save up for something special in the future.

The Wilke S. and James W. Lemon Scholarship 2007-08
SCHOLARSHIP - $3000 to be awarded

The Friendship State Bank will award 6 $500 scholarships to students in our community. We will be announcing the winners after reviewing the numerous applications we received.

Scholarships will be awarded to students at the following schools:

Switzerland County High School
South Dearborn High School
South Ripley High School
Jac-Cen-Del High School
Rising Sun High School
Milan High School

New Secure-ID account now available with protection!
Worried About Identity Theft?

Click the logo for full information on your
new account for ID-Theft Protection!

No Minimum Balance - No Minimum To Open - No Debit Fees
FREE BUSINESS CHECKING -- Now!

The Friendship State Bank Free Business Checking account is for your business. All current "Basic Business Checking" customers have been automatically converted to enjoy the benefits of FREE Business Checking. Click here for more info.

Grand Prize: Digital Camera and $200 US Savings Bond
Annual Kid$ave! Photo Contest 2007 - Winners

"Yesterday and Today" was the theme, and the Grand Prize winner of a digital camera and a $200 US Savings Bond, was Cole Splain, 11, from Vevay. We had a lot of entries, and choosing the winners was a daunting task. Click here to view the photos and names of the winner and the 5 Honorable Mentions.

New helpful guide from the FTC for your business
Your customers worry about ID Theft!

If you manage or own a small (or large) business, you should read this informative pamphlet from the Federal Trade Commission: Protecting Personal Information - A Guide for Business. Look for other great tools and info in our Money Management Tools section as well!

Useful guides to help you with a variety of money matters
Money Management Tools - NEW INFO NOW!

A new collection of Money Management Tools are now available for you to learn from and use. Topics such as Payday Loans = Costly Cash, Knee Deep in Debt, Effective Strategies for Saving, Balancing Your Checkbook, and 7 Steps to Better Money Mangement are now at your fingertips -- find out more here.

Meet Our Investment Representatives at any bank office
Need Help with Your 401(k) or IRA?

Friendship Securities and Investments representatives can help you open a new IRA or roll over old or current 401(k) and IRA accounts. FSI features mutual funds from highly-rated fund families -- don't settle for less. Call today for an appointment.

Note: Investment products are not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by the bank; and may go down in value.

Giving the Bounce to Counterfeit Check Scams
Scams Include "International Lotteries," more

Many of you have received e-mails or letters describing untold riches that are yours for the taking -- you won a lottery! Please read the following report from the Federal Trade Commission (FTC) regarding this important matter -- .pdf file here.

IDENTITY THEFT
Phishing & Pharming - Know the threat!

A quick primer on identity theft and the policies of your community bank -- find out more here.

Teens + Money = Confusion? Start Here!
FDIC Start Smart: Money Management for Teens

A new guide is available on the FDIC web site to teach you and your teens how to save, spend and protect their cash. You can view the info online, or download a .pdf file -- find out more here.

FDIC-Insured Deposits for Retirement Guarantee
Increased to $250,000 on April 1, 2006

For the first time in more than 25 years, Congress has raised the limit on federal deposit insurance coverage that protects your retirement savings -- find out more here.

SOLUTIONS FOR HEALTH CARE COST MANAGEMENT
Health Savings Accounts (HSAs)

The Friendship State Bank offers a no-nonsense Health Savings Account (HSA) designed to save you money, earn you interest and make it easy for you to withdraw funds from your account to pay for your "high deductible health care plan" expenses.

Before you take the HSA plan handed to you by your health insurance provider, consider the terms of our account.

PROTECT YOUR VALUABLE ITEMS & DOCUMENTS
Safe Deposit Boxes Now Available

Safe deposit boxes offer an affordable and secure way of storing critical documents. The safety of our vaults protects items in the event of a personal emergency or tragedy.

Boxes start at less than $1.00 per month, charged annually. Sizes vary by location and range from a 3" high by 5" wide box, to a spacious 10"x10" -- perfect for storing numerous items of value. The Friendship State Bank is not liable for any losses due to
natural disaster or box damage at The Friendship State Bank.

REMINDER: The contents of Safe Deposit
Boxes are NOT FDIC insured.

Boxes now ready for you at:

Friendship

Versailles

Dillsboro

Rising Sun

Vevay

For your convenience...

Identity Theft Protection
Reduce your chances of becoming a victim of Identity Theft! Take action now to protect your identity with Deluxe ID TheftBlock. You can opt to sign up for $4.49/month directly through Deluxe. This service is also a part of the Friendship Secure-ID Checking Account. At the Deluxe site, you will choose either a regular sign-up, or sign-up with an access code provided to you when you open your Secure-ID Checking Account.
Sign Up At the Deluxe Site - Click Here

DeluxeCard VISA Prepaid Gift Card
Click here to order DeluxeCards online

DeluxeCard VISA prepaid gift cards are non-reloadable stored value cards that come in dollar amounts from $25.00 to $500.00. There are card styles for every occasion for you to choose from. You can select personal messages to be imprinted directly on the cards.