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Privacy Policy

What Does The Friendship State Bank and Friendship Insurance Do With Your Personal Information?

 

Rev. Date 10/17

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and payment history
  • Credit history and insurance claim history
  • Overdraft history and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Friendship State Bank and Friendship Insurance chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Friendship State Bank Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call toll-free (877)667-5101 or go to www.friendshipstatebank.com
Who We Are  
Who is providing this notice?  The Friendship State Bank and Friendship Insurance
What We Do
How does Friendship State Bank and Friendship Insurance protect my information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit employee access to information. 
How does Friendship State Bank and Friendship Insurance collect my information? We collect your personal information, for example, when you
  • Open an account or pay your bills
  • Apply for a loan or use your credit or debit card
  • Apply for insurance
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • Friendship State Bank and Friendship Insurance does not share with affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Friendship State Bank and Friendship Insurance does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Friendship State Bank and Friendship Insurance does not jointly market.
Other Important Information