Certificate of Deposit

Certificates of Deposit


This interest bearing account is best for anyone who wants to earn a higher rate of interest for a set term.

  • Three (3) month to five (5) year terms available.
  • Interest may be paid or compounded.
  • $500 minimum opening balance.
  • Penalty for withdrawing funds prior to maturity.
  • Individual Retirement Account (IRA) Certificate of Deposit requires a $250 minimum to open (see below).

Individual Retirement Accounts (IRAs)


Traditional, SEP, Roth, and Educational IRAs available. Best for anyone planning for their retirement, or funds for educational needs.

  • Interest is compounded daily.
  • $250.00 minimum opening balance.
  • Penalty for withdrawing funds prior to maturity.
  • Funds invested in Certificates of Deposit for a guaranteed return on your investment. See Certificates of Deposit section for more details.

Outgoing transfers or roll-overs are subject to $25.00 IRA account closure fee.

Please Note: Important information about opening a new business account effective May 11, 2018.
Review Details

CD and IRA Products are FDIC Insured