Woman walking down a street in Versailles after using her Friendship checking account to shop local.

Personal Checking

3 unique, easy-to-use checking account options so you have everything you need and nothing you don't. No matter who you are. 
Friendship First Checking
A no-frills, no worries, basic checking account. 


  • FREE  Digital Banking
  • FREE access to 55,000+ Friendship State Bank owned AND Allpoint ATMs
  • Overdraft Privilege Program*
  • Mobile Deposit
  • Fraud Center Support
  • Senior Discount Available (over 62)

Friendship Advantage Checking
This package account offers special services and pays interest.


  • Earn Monthly Interest. 
  • FREE Digital Banking.
  • FREE access to 55,000+ Friendship State Bank owned AND Allpoint ATMs
  • Overdraft Privilege Program*
  • Mobile Deposit
  • Fraud Center Support
  • FREE first mini-pack of checks.

Student Checking
An easy-to-use account for our friends aged 13-25* just starting their financial journey.


  • FREE  Digital Banking.
  • Unlimited reimbursement of ATM fees nationwide
  • Mobile Deposit
  • Fraud Center Support