Woman on front porch using mobile deposit to deposit a check using her smart phone.

The Easiest Way to Spend with Confidence

Friendship First Checking
A no-frills, no worries, basic checking account. 

Online and Mobile Banking

Access to 55,000+ partner ATMs
 
Deposit to open: $100

Monthly Fee: $0 with $100 minimum daily balance OR $2.50/month
 
Senior Discount Available (over 62)


Friendship Advantage Checking
This package account offers special services and pays interest.

Online and Mobile Banking

Access to 55,000+ partner ATMs

Deposit to open: $250

Monthly Fee: $0 with $250 minimum daily balance OR $5/month
 
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Student Checking
Perfect for our friends aged 13-25 starting their financial journey.


Unlimited reimbursement of ATM fees nationwide

Deposit to open: $50

Monthly Fee: $0 with e-statements OR $2/month 
 
If account owner is under 18, a joint owner over 18 is required. 





























Switching is EASY!

Switching to Friendship State Bank is quick and easy. With our easy-to-use switch kit, you can easily complete the process in an afternoon. 

 
Overdraft Privilege Program: We offer an overdraft privilege program for qualifying accounts. We strive to pay checks written on overdrawn accounts at our discretion. The fee is $30 per item. The item is paid and the account is saved any fees that may have been incurred for items returned NSF (nonsufficient funds) as well as fees imposed by the depositor. Please contact us for full details and policy disclosures.