Woman handing debit card to local pizza shop employee to pay for meal.

Your Debit Card

SAME DAY DEBIT CARDS

Debit cards are printed in house upon request, so you receive your debit card the same day.

ACCESS TO 55,000 FEE-FREE ALLPOINT ATMS

Look for the green Allpoint logo to gain surcharge-free access to your cash at Allpoint ATMs worldwide. Allpoint ATMs are located inside retails stores including CVS, Walgreens, Kroger, Speedway, Target, and more.
 

DIGITAL WALLET

Your debit card is ready to add to your Apple Pay or Google Pay for easy payment from your mobile device.

THE FRIENDSHIP FRAUD CENTER

The Friendship Fraud Center automatically alerts you to suspicious activity on your debit card.

Confirm your mobile phone number and your email address so we may reach you quickly and easily if there is suspicious activity on your debit card. Confirm your contact information by calling 812-667-5101 or stopping in one of our branches.
When potential fraud is detected...

1. You will receive a text message with the option to approve the transaction or report it as fraud.

2. If there is no response within 5 minutes, you will then receive an email with the option to approve the transaction or report it as fraud.

3. If there is no response received within 5 minutes, you will then receive a phone call from the fraud center with the option to approve the transaction or report it as fraud.

Our Fraud Center will continue to try to reach you until the potential fraud has been approved or reported as fraud. In most cases, your card will be blocked for use until our Fraud Center receives your response.

PLEASE NOTE: You must respond to the alert before proceeding with purchases. Once the purchase is approved, your card will reactivate. You must then resubmit your card for payment completion.

REMEMBER: Our messages will NEVER ask for your PIN or account number. Never share your PIN by text or email.

If you have questions about our Fraud Prevention Service, call us at 812-667-5101 during regular business hours.

Contact your Friendship Fraud Prevention Center at 800-237-8990 for assistance with your debit card and potential fraud at any time - day or night.
Your debit card also has daily spending limits.
This limits are per business day.

Daily ATM Limit: $210
Daily Purchasing Limit: $1000
If your debit card is lost or stolen you can report it through your online banking account.

1. Log in.
2. Select the card management box. 
3. Select the account for the debit card.
4. Temporarily shut card off by toggling off the green button at the top. This gives you the option to reactivate your card if it is found. 
5. Permanently deactivate your card by selecting the "Report Lost/Stolen" option. 
5. You can reorder a new debit card through the card management option, contacting us at 812-667-510, or by coming in any bank branch.

You can also call 812-667-5101 during business hours or 866-546-8273 anytime to report a lost or stolen.
Do I have to enroll my debit card for Fraud Prevention Service to have my card monitored?
No. The Friendship Fraud Prevention Service Center monitors all Friendship State Bank debit cards for fraudulent activity. No enrollment is required.

Is there a cost for the Fraud Prevention Service?
No. All Friendship State Bank debit cards are covered by this service at no cost to the cardholder.

How does the Fraud Prevention Service Center determine a transaction is suspicious or fraudulent?
Our Fraud Prevention Service Center monitors and analyzes transactions and assigns a rating to the transaction, based on your normal spending patterns. If a questionable transaction is detected on your Friendship State Bank debit card, the Fraud Prevention Service Center will contact you to verify the transaction. If the fraud rating is high, the transaction may be declined at the point of purchase.

How will I be notified if a transaction is considered suspicious or fraudulent?
If fraudulent activity is detected, the Fraud Prevention Service Center will contact you via text message. If a response is not received in 5 minutes, an email is sent. If there is still no response, a phone call is made to your home number on file. If you miss the phone call, you can contact the Fraud Prevention Service Center at 800-237-8990, 24-hours a day, 7 days a week.

Can I reply to the Friendship State Bank instead of the Fraud Prevention Service Center to verify transactions?
To avoid delays with card usage or confirming potential fraud, contact the Fraud Prevention Service Center directly. The staff at the Fraud Prevention Service Center is available 24 hours a day, 7 days a week to quickly verify transactions and take appropriate action if fraud occurs on your account. 800-237-8990.

What is the Friendship Fraud Prevention Service?
The Fraud Prevention Service Center monitors your Friendship State Bank debit card transaction activity around the clock to better detect fraudulent card use. Our goal is to protect our customers from the risk associated with fraud and identity theft.





Frequently review your account activity and contact us if you have questions or concerns.

Report fraudulent activity on your Friendship State Bank debit card during weekend or evening hours by calling the Friendship Fraud Prevention Service Center at 800-237-8990.