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Compare Mortgage Options
Whether it’s your first home or your fifth, we offer mortgage solutions tailored to fit your needs. Rely on your Friendship State Bank lending team to guide you confidently, whether buying or refinancing. Plus, enjoy peace of mind knowing we’ll be with you every step of the way, as we service your loan for its entire term.
Classic Mortgages
Choose the stability of fixed-rate certainty or the adaptability of adjustable-rate flexibility.
Experienced, Reliable, and Local Lenders: Work with a team that understands your community and unique needs.
Flexible Terms: We offer a variety of terms to fit your financial goals and lifestyle.
Quick Credit Decisions: Receive prompt credit decisions once your application and required documentation are submitted.
Low Down Payment | No PMI Mortgage
Great for First Time HomebuyersWith just 3% down and no PMI, you can keep your budget on track and move into your home faster.
Affordable Down Payment: Start your homeownership journey with fewer upfront costs.
Versatile Property Options: Eligible for stick-built, modular, and non-manufactured homes.
Accessible Financing: 675 minimum credit indicator score required for approval.
Home Construction
Enjoy the peace of mind with interest-only financing during your home construction.
Dedicated Construction Loan Specialist: Receive personalized support to monitor your progress and assist you throughout the building process.
Streamlined Funding Process: Easy disbursements as you reach key milestones in your project.
Trusted Reputation: Benefit from our positive relationships with local contractors, ensuring a smooth and reliable experience.
Why Rely on Friendship for Your Mortgage?
Your future home should reflect your unique needs—and your journey to get there should feel just as personal.
We Work Only for You: No commission, quotas, or hidden catches. Your dedicated Friendship Mortgage Loan Officers prioritizes you every step of the way—from your first consultation to thirty years down the road. 
Your Dreams Are Our Mission: We're passionate about helping you find the right home. You’ll have a dedicated team in your corner, no matter what your loan amount.
Clear Expectations and No Surprises at Closing: Look forward to transparency every step of the way. From the beginning, you’ll know exactly what to expect during the mortgage process. Rest easy knowing there won’t be any surprises or unexpected fees at closing.
Flexible Options: Apply, upload documents, sign applications digitally, and manage payments with our secure online platform. Enjoy the flexibility to oversee your mortgage anytime, anywhere. Prefer face-to-face? We love to meet in person and talk over the phone, too. Your comfort is our top priority. .png)
Proudly Serving Southeastern Indiana: Your mortgage journey is handled by team members who are deeply rooted in the same communities where you live and work. Decisions regarding this special life milestone are made close to home. Still have questions?
Request a Call Back or call now at 812-667-5101